FHA VA Condominium Project Approval

Generally speaking, the down payment required when a home loan is insured by the Federal Housing Administration (FHA) or guaranteed by the U.S. Department of Veterans Affairs (VA) is lower than that for a conventional loan, and a more favorable interest rate on these loan products may result in lower monthly payments as well.

But before a qualified home buyer can use either FHA or VA financing to purchase an individual home in an attached condominium project, the homeowner association (HOA) board of directors for that project must apply for and receive approval for the entire project from the government entity—either the FHA or the VA—that is being asked to insure or guarantee the loan.

Share the Message

For OCAR Members (with OCAR Logo)
For California REALTORS®
For REALTORS® Outside of California


If you would like to receive more information about FHA or VA condominium project approval or would like for members of OCAR’s Housing and Community Affairs Committee to make a presentation at your office or to your HOA board of directors, please fill out this form.

FHA Condo Approval Lookup

VA Condo Approval Lookup

Questions? Please contact us at